All
registered girls and adults are covered by the
Activity and
Accident Insurance Plan of Girl
Scouts of the U.S.A. The insurance goes into effect when a
member registers as a Girl Scout and pays $12 membership dues.
This insurance is designed to supplement insurance coverage
carried by the family of the Girl Scout member.
The purchase of basic activity
insurance may be required for non-registered individuals who are
participating in Girl Scout activities. To determine if
additional insurance is needed consider whether the
non-registered individual is actually participating in an
activity or is only attending as a spectator. For example, a
parent/guardian of a Girl Scout accompanying her for a swimming
activity needs to purchase accident insurance only if he/she is
actually going to swim. As an observer, no additional insurance
is needed.
Other members of a Girl Scout’s
family – "tag-a-longs" - (brothers, sisters, friends) are
parental responsibilities and should not be insured unless
actually participating in the activity.
Certificate of Insurance
When obtaining a location for a meeting place,
service unit event or troop event, some sites will request a certificate of
insurance. This is just a copy of our council insurance coverage and can be
provided by the Girl Scout office. A Certificate of Insurance can be requested
through the Girl Scout Administrative Office. Please allow two weeks to process
this request.
To obtain a certificate, visit
www.girlscoutsofwesternohio.org to submit online, email to
insurance@girlscoutsofwesternohio.org, or call the Girl Scout Administrative
Office with the following information:
Name of Facility
Physical and mailing address (if different)
Date and type of activity
Facility e-mail address, phone # & fax #
Contact information of person requesting the
certificate.
Certificates of insurance can be mailed out
directly to the location within two weeks of your call.
To request additional insurance
A Request for
Additional Insurance Form must be completed and
submitted to the Administrative office in Cincinnati at least 4 weeks prior to
the event date. This form must be accompanied by a check payable to United of
Omaha for the amount owed for the additional insurance. There is a $5 minimum.
Incomplete forms, forms without checks attached, and checks less than $5.00 will
not be accepted.
SUMMARY OF GIRL SCOUT INSURANCE
A printed brochure from United
of Omaha with a complete description of all the features of each
insurance option is available from the Girl Scout Center. The
information provided below is designed to be a summary of
highlights only.
|
Plan
|
Description
|
Premium
|
|
Plan 1
|
Girl Scout
Activity Accident Insurance Basic Coverage
•Provided to
every registered girl and adult.
•Effective when
registration materials are received at the Girl
Scout Center.
•Covers Girl
Scout activities lasting two (2) nights or less
or not more than three (3) nights if over an
official federal holiday, or three days.
•Pays the first
$130 of medical bills related to an accident,
then becomes secondary to any other insurance
coverage the individual may have.
•Pays up to
$15,000 of bills incurred over a 52-week period
after the accident that are not covered by any
other insurance the individual may have.
|
No charge -
included as part of your Girl Scouts of the
U.S.A. $12.00 registration fee
|
|
Plan 2
|
Accident
Insurance
•Same features
as Plan 1.
•Used for
registered girls and adults when activity length
exceeds two (2) nights (three nights over a
federal holiday), or three days.
•Used for
non-registered participants in a Girl Scout
activity.
|
$ .11/day
/participant
|
|
Plan 3E
|
Accident &
Sickness Insurance for Extended Events
•Adds $10,000 of
Sickness Medical Expense Benefit and $1,500 of
Returned Transportation Benefit to Plan 1.
•Will not pay
more than 100% of total medical expenses
incurred in conjunction with any other insurance
the participant may have (Non-Duplication
Provision).
|
$ .29/day/
|
|
Plan 3P
|
Accident &
Sickness Insurance for Extended Events
•Same as Plan 3E
without the non-duplication provision.
•Therefore, the
insurance pays without regard to what other
insurance might be paying.
|
$
.67/day/participant
|